At 4.50% APY, the highest 2-year rate this month goes to Kinetic Credit Union. There is a low $500 required and additional ...

Some of the highest APYs are hard to qualify for, so we also included three of the most accessible one-year CDs available now ...

What is a CD? A CD is a secure investment that generates income through fixed interest over a set period. See more.

A certificate of deposit typically offers a higher rate of return than a traditional savings account. Find out which type of CD might be right for you.

A certificate of deposit (CD), is a type of time-bound savings account that offers the opportunity to earn a higher rate of interest that’s guaranteed, based on a lump-sum deposit.

How a certificate of deposit works. Certificates of deposit are a time-bound deposit vehicle that pays investors an annual percentage yield, or APY, for the duration of the account.

Certificates of deposit help...   You're likely familiar with checking and savings account as means to handle your finances. While these are popular means for handling money, neither is quite ...

Certificate of Deposit Definition. A certificate of deposit (CD) is a savings account that holds a fixed amount of money for a fixed period of time, such as six months, one year, or five years, or ...

As of February 18, 2025, the weighted average interest rate for a 12-month CD was 1.80%, compared with 0.41% for a savings account and 0.64% for a money market account, according to the Federal ...

Understanding certificates of deposit. A CD is a type of savings product that pays interest over a set period of time, typically a month to 10 years. Most CDs come with a fixed interest rate, ...