According to Vanguard, a record 67% of plan participants used professionally managed investment accounts instead of managing their own portfolios. Vanguard data shows TDF investors and those in ...

If you have a traditional individual retirement account (IRA) or a regular 401(k), you can’t leave your money untouched in your account forever. Once you turn 72, you need to begin taking the required ...

Please Note: Blog posts are not selected, edited or screened by Seeking Alpha editors. If you’ve spent any time reading the Smart401k Blog or our educational material over the past few years, you know ...

Forbes contributors publish independent expert analyses and insights. Jim Osman is a finance expert with over 30 years of experience. I am a stock picker at heart, but I also appreciate that stock ...

In taxable accounts, selling investments to rebalance can trigger capital gains taxes. Expat investors need to weigh the benefits of rebalancing against these potential costs. Techniques like tax-loss ...

If you’ve chosen a target asset allocation—the mix of stocks, bonds, and cash in your portfolio— you’re probably ahead of many investors. But unless you’re investing in a set-and-forget investment ...

It’s important to make sure your asset allocation aligns with your goals and risk tolerance.

There are many ways to invest your money. There are different investment types, different ways to invest in those types, different strategies for managing the investments, and different tactics for ...

There are a few ways to rebalance a portfolio, but a new study suggests that the best method is to not rebalance at all. Researchers found that while rebalancing does help align portfolios to client ...

Jonathan Ponciano is a financial journalist with nearly a decade of experience covering markets, technology, and entrepreneurship. Vikki Velasquez is a researcher and writer who has managed, ...