Mortgage Research Center. The 15-year, fixed-rate refinance mortgage average rate is 5.28%. For 20-year mortgage refinances, ...

Buying your home was probably one of the most (if not the most) expensive purchases you've ever made. In some cases, refinancing your home may be the best way to rearrange your mortgage and finances.

The rate on a 30-year fixed refinance increased to 6.21% today, according to the Mortgage Research Center. For 15-year fixed ...

A cash-out refinance is one way to tap into the equity you’ve built up in your home. Money reviews the best cash-out lenders ...

TD Bank was a top choice for best overall home equity lender, boasting both a HELOC and home equity loan that were highly ...

Angelica Leicht is the senior editor for the Managing Your Money section for CBSNews.com, where she writes and edits articles on a range of personal finance topics. Angelica previously held editing ...

How soon you can refinance depends on your loan type, but many loans require at least a year of payments for eligibility. Outliers such as a no cash-out refinance offer refinancing in as few as 30 ...

Refinancing could make sense if you want to lower your interest rate, get rid of mortgage insurance or change loan terms Written By Written by Staff Deputy Personal Finance Editor, Buy Side Valerie ...

Home equity is at historic highs. If you've faithfully paid your mortgage over the years, you've likely built up quite a bit of it yourself. According to the Federal Reserve, American homeowners are ...

Aly J. Yale is a contributing writer for the Managing Your Money section for CBSNews.com, covering various personal finance topics, including investing, homebuying, loans and more. While both moves ...

Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does not influence our evaluations, lender star ratings or the order in which lenders are ...

Refinancing is the process of changing your home loan or mortgage to new terms, including the interest rate, the loan duration and the loan type. A home equity loan, often called a second mortgage, is ...