When the unexpected happens, your insurance policies are meant to act as a safety net to keep your wallet from feeling the brunt of life’s mishaps. Unfortunately, insurance policies do have their ...

Umbrella insurance is extra liability protection that sits on top of your existing policies, like auto and homeowners. If you ...

Learn about Umbrella Insurance, including its definition, the reasons to consider it, and get tips on how to manage it.

An umbrella policy is not just a luxury for the wealthy, it is a proactive financial move for anyone looking to protect their assets, savings and future earnings from the uncertainties of life. While ...

An umbrella insurance policy typically covers the same things as your home and auto policies, plus a few more, including lawsuits that arise when you're driving abroad or operating rented watercraft, ...

Many people assume their home and auto policies provide all the protection they need, but umbrella coverage adds a much ...

Expertise from Forbes Councils members, operated under license. Opinions expressed are those of the author. It seems as though the wealthier an individual is, the higher the risk of being sued. It’s ...

It's reassuring to have insurance on our home, our health and other parts of our lives. But sometimes our primary insurance policies leave gaps in coverage, and limits in payments. Those gaps can hurt ...

Personal umbrella liability insurance is supplemental liability insurance that kicks in when other liability policies are exhausted. Umbrella policies do not stand alone and are usually purchased from ...

Your son blinds a playmate with his BB gun. Your daughter rear-ends a car, causing serious injuries to its driver. A neighbor breaks his neck by diving into the shallow end of your swimming pool. Your ...

An umbrella insurance policy is defined as an additional level of liability insurance coverage that exceeds the limit of the insured’s house, car or watercraft. Umbrella insurance adds an extra layer ...

Sometimes, regular insurance just isn't enough. Most folks know all about securing adequate insurance coverage for their cars, homes, and other personal property. After all, the tangible nature of ...