The home equity borrowing climate changed in 2025. Here are three smart moves borrowers should consider for 2026.

With interest rates dropping, a home equity loan of this size is cheaper than it's been in much of the recent past.

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes.  A home ...

Not sure if a HELOC or home equity loan is more affordable? Here's which one is cheaper after this week's Fed rate cut.

A home equity loan, or second mortgage, gives you access to cash by leveraging the wealth you’ve built up in your home. That’s money you could use to make repairs, consolidate debts or pay other bills ...

Real estate and tax experts said there are clear equity thresholds that determine when you're genuinely "house rich" and what ...

Home equity might sound like a complicated financial term, but it's just the difference between what your home is worth and what you still owe on it. Every mortgage payment you make adds a little more ...

Splitero reports that homeowners in the Southeast saw equity soar, with Atlantic City gaining 97.8% since 2019, while some ...

Both HELOC and home equity loan rates have declined substantially from their 2024 highs. Rates are being driven primarily by ...

American families collectively have a jaw-dropping $35.8 trillion in home equity as of mid-2025, according to the Federal ...

New Fed rate cuts have made home equity borrowing more affordable. Here's what a $60,000 loan can cost monthly now.