To calculate your required minimum distribution, simply divide the year-end value of your IRA or other applicable retirement account (such as a traditional 401(k)) by the distribution period value ...

When you reach a certain age, you'll likely be required to withdraw a certain percentage of your savings from your retirement ...

Retirement account owners are required to withdraw a minimum amount annually from pre-tax retirement accounts, i.e., IRAs and 401(k)s, referred to as the required minimum distribution (RMD). The ...

SECURE 2.0 Act (2022) made changes to the retirement saving and distribution landscape and built on changes made in the original SECURE Act (2019). There is still confusion about when you need to ...

The 72(t) distribution rule allows retirement savers to make penalty-free retirement account withdrawals before age 59 1/2. Early IRA account access can be enticing but can also come with longer-term ...

Do Roth IRAs Have Required Minimum Distributions? No, Roth IRAs do not have required minimum distributions, at least while the account holder is still alive. But if you are the beneficiary of a Roth ...

Withdrawals from an IRA that start before required minimum distributions (RMDs) are due can reduce the amount of your future RMDs, although not on a dollar-by-dollar basis. RMDs are calculated based ...