This table generally applies for distribution calendar years beginning on or after January 1, 2022. However, transition rules under the regulations may apply to certain beneficiaries when the …

The required minimum distribution for any year is the account balance as of the end of the immediately preceding calendar year divided by a distribution period from the IRS’s “Uniform …

Jun 13, 2025 · In general, you must take your first RMD by April 1 of the year after you reach RMD age (though, there are some exceptions, as we'll see below). For every year after that, …

Dec 16, 2025 · The table below is the Uniform Lifetime Table, the most commonly used of three life-expectancy charts that help retirement account holders figure their mandatory distributions.

Dec 5, 2025 · This calculator uses the IRS Uniform Lifetime Table to estimate RMDs. This table generally applies to account owners age 73 or older whose spouse is either less than 10 years …

equired distributions. Most IRA owners will use this table, but here is one exception. If the spouse is the sole beneficiary for the entire year AND is more than 10 years younger than the IRA …

Use to calculate Required Minimum Distributions from IRAs and qualified plans during owner’s life. If owner has spousal beneficiary more than 10 years younger, instead use Joint Life Table …

Find information on how to calcuate lifetime RMDs from IRAs and retirement plan accounts using a helpful table.

Compare IRS Required Minimum Distribution (RMD) tables: Single Life Table (for inherited IRAs), Uniform Lifetime Table (standard RMDs), and Joint Life Table (for spouses ≥10 years younger).

Jan 21, 2025 · Below is the IRS Uniform Lifetime Table, which outlines the distribution period in years for account holders. This table helps determine the RMD amount by dividing the total …